Let’s face it: We’re not born knowing how to handle money. The One Economy Corporation starts from the beginning, explaining how to get a credit card, for example. The site’s Budget Builder Tool [http://www.thebeehive.org/money/spend-it/budget/budget-builder-tool] can help anyone to follow their money. There are some tasty tax tips here, too.
You see the print version of this publication at your local convenience store. Now check out the online version with over 1,900,000 new and used vehicles available for search. Many of the used car listings offer free CARFAX vehicle history reports. You can also sell your own car through AutoTrader in return for a listing fee. Keep up to date with car sales on the go with the mobile site which is available over any internet-enabled smart phone.
Making a budget can seem an impossible drag. Still, it’s so necessary for keeping solvent in tough times. J.D. Roth of Get Rich Slowly outlines his simple method. In addition to getting out of debt, he recommends spending no more than 50% of a monthly budget on needs like utilities and housing. 20% goes into savings and the remaining 30% goes to “wants” like vacations and dining out.
You’ve heard the old joke, about how the shopping habits of modern women and men resemble those of our hunter-gatherer ancestors. Men are (in general) the hunters: “Me want shirt. Get shirt. Go home.” Whereas, we women tend to linger, gathering colorful objects and collecting them in our baskets.
The Web enhances and intensifies our shopping proclivities. A man can search Amazon.com to find a book or a razor, click to buy, and it’s on its way to his mailbox. A shopper gal like I am can invest hours to find the best deal on the most obscure item. Do you know how hard it is to find a solar-powered, radio-controlled watch designed for a woman?
Jeff Bezos started the Web shopping revolution when he selling books on Amazon.com (http://www.amazon.com) in 1995. Now, his site is the go-to shopping spot for everything that can be shipped in a box. Google Shopping (http://www.google.com/shopping) is another great way to compare products and prices.
Hooray for Rachel Singer Gordon! She used to be a librarian but now she devotes her finding skills to helping cash-strapped families. Through her blog, the author of Point, Click, and Save: Mashup Mom’s Guide to Saving and Making Money Online (2010) connects to print coupons, digital coupons (for downloading), and giveaways. Sign up to have her deal alerts delivered to your inbox or Twitter feed. Read her thoughts on how to make money by working from home. Gordon makes saving look fun!
In 2004, Portland, Oregon’s J.D. Roth had $35,000 of consumer debt. Follow his blog for tips to do as he did: eliminate debt and establish a positive cash flow.
The bloggers at Wise Bread are all about “living large on a small budget.” Get tips on deals, living green, saving money, and earning more! Browse their library of personal finance and frugal living guides. Visit the site every day, or follow them on Facebook or Twitter.
Some credit cards offer cash back as a reward for borrowing money from them to buy things. Bing.com features a shopping search engine that does the same thing. You will need: a PayPal account, a Windows Live account, possibly an account at eBay.com, and plenty of patience. It takes six weeks to get your rebate.
Use this site to find the cheapest gas in your ZIP code. See the prices displayed on a map! Find cheap gas on a cell phone browser with GasBuddy Mobile [GasBuddyToGo.com] or via a text message [http://www.gasbuddy.com/gb_mobile_instructions.aspx]. iPhone users: download the app for about three bucks [http://itunes.apple.com/app/gas-buddy-cheapest-gas-in/id299969005?mt=8].