J.D. Roth teaches us how to build a simple household budget

How to Build a Better BudgetMaking a budget can seem an impossible drag. Still, it’s so necessary for keeping solvent in tough times. J.D. Roth of Get Rich Slowly outlines his simple method. In addition to getting out of debt, he recommends spending no more than 50% of a monthly budget on needs like utilities and housing. 20% goes into savings and the remaining 30% goes to “wants” like vacations and dining out.



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